If you have outstanding debts from overdue invoices, rent arrears, bounced cheques or any other trading debts, we can help.

Are You Owed Money Ltd; the UK’s premier debt recovery agency.

AYOM offers a number of debt recovery services to provide you with the best debt recovery strategy for your case. These include recovery, tracing, mediation, credit checking, legal support and more


Proven debt recovery strategy

Whether it is personal debts, consumer debts or commercial debts; we have expert debt collectors able to generate a strategy that works for you.

AYOM’s debt collectors strive to provide all round excellent service. Each client has a dedicated customer service contact as well as a profile on our client portal. Your portal displays the details of your case 24 hours a day including when we have contacted your debtor.

Talk to us today and find out how our award-winning debt recovery agency can help you.


Experienced debt collectors

Our debt collectors have the knowledge and experience to recover your money. They aim to do so swiftly and efficiently; drawing on our successful strategies. Our debt collectors recover debts throughout the UK. We have agents able to reach debtors across the country and tracing services to locate debtors wherever they may be.

Be safe in the knowledge your case will be handled by an expert debt collecters. We aim to provide exceptional pre legal debt recovery services but also provide legal support if needed. Our on-site solicitors can help with preparation of documents and support you if a matter is escalated to court.

Why use debt collectors?

  •   Relieve stress of chasing debtors
  •   Save time; let us handle the collections process
  •   Avoid common pitfalls and delay tactics
  •   Force your debtors to confront the matter
  •   Access tested strategies to speed up repayment
  •   Utilise legal support if you require further action

Why Use AYOM ?

  •   Award-winning debt collection agency
  •   Real-time, on-line account monitoring
  •   National coverage across the UK
  •   Trace missing debtors
  •   Localised debt recovery officers to visit debtors
  •   Obtain & enforce CCJs

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Testimonials & Success Stories

AYOM Speeds up debt recovery process

AYOM legal team speeds up £50,000 debt recovery process
AYOM speeds up £50,000 debt recovery process - Paris

AYOM recently managed to secure over £50,000 for a European company whose debtor was based here in the UK. AYOM works on a number of cases each day for debtors in and outside of the UK. Likewise our customers come to us from around the world. In this case the supplier was an EU company who had supplied goods and services to the debtor. The debtor refused to pay their invoices and tried to avoid payment.

Advice from our legal team on the debt recovery process is essential. They have the knowledge to refute disputes like this. They also know what outcomes are likely for both debtor and client. Their knowledge informs our debt collectors and assists our strategies.

Read the full blog article


A pleasure to talk to both James and Ray

I have been working with both James and Ray in retrieving payments owed. It has been a pleasure dealing with them both and they have done an excellent job! Thank you both

Joanna

I would highly recommend them.

We had a real issue in getting paid from a debtor, I spoke to my case manager to explain our situation we were having, we were then sent a few forms to fill in which were very easy to complete. Excellent communications to let me know what was going on and within 2 weeks the matter was resolved and the debtor paid. I would highly recommend them and if needed to resolve any further issues I would use the Company again.

Diane

Recent News Articles

A retired Inverness plumber & other business face huge

Section 75 debt potentially costs retired plumber £1.2m

A retired Inverness plumber faces a £1.2m section 75 debt alongside other businesses including one which earned £60,000 profit requiring to pay £400,000 due to changes in rules under an official pension scheme.

Wednesday, 6th November 2019

Pizza Express & high street restaurants currently struggling

High street chains on the verge

Credit control and planning is essential to fast moving industries with low lead times such as hospitality and food based industries. Alongside Chiquitos, Jamie's Italian and Frankie and Benny's, Pizza Express are reportedly struggling also in recent months.

Tuesday, 15th October 2019



Recent Blog Entries

AYOM raises over £130 for BBC Children In Need 2019

AYOM bake off a success for BBC Children In Need

BBC's Children In Need generated over £47m of donations this year, which includes a successful £131.47 from AYOM's PJ day, bake off challenge and duck race sweepstakes. Our latest blog examines the day's fundraising events.

Thursday, 21st November 2019

Universal credit debt risk for families this Christmas

Universal credit debt risk for families this Christmas

Universal credit debt could be an issue for many families this Christmas. With a 5 week wait in some areas of the country, a backlog of income waiting to be paid could put many families at risk. With universal credit issues not new to many, we look into the repercussions.

Wednesday, 13th November 2019



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